So how should college students and their parents protect themselves against things like thefts and car accidents while away at school? You can take some preventive measures.
- Invest in a laptop lock in case the student leaves a computer unattended. Best way to ensure against theft is to secure it.
- Even if the student isn’t bringing a car to campus, parents should opt to keep their student as a driver on their policy. If your student drives a friend’s car and has an accident you’ll want to make sure he or she is covered. If you do take the student off the policy, it’s important to add them back onto the policy upon their return home before they operate the vehicle, even if it’s just for a weekend visit.
- Families might also explore if they can benefit from a student away discount and good student discount for their college-aged driver.
- Since identity theft occurs at a greater rate for young adults ages, 16-24 years-old, it’s worth exploring identity theft coverage.